Travel Insurance - and pre existing medical conditions

The consumer WHICH travel magazine published in November 2012, ran a very useful article on travel insurance for those with medical conditions.  I always remind my travellers of the importance of ensuring they take out adequate travel insurance and especially making sure they inform the company if they have any pre existing medical conditions.  High penalties by some companies can present a real deterrent to taking out adequate cover and so the WHICH information is of particular interest.  Pass it on to your travellers who need such guidance.  Travel insurance - cover for those with medical conditions